First Time Home Buyer Home Loan Programs

 

We offer a variety of low and no money down financing solutions for first time home buyers.

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We’re Here to Help

Considering buying a home but are not sure which program makes the most sense for your situation? We can help you explore your options and find a great product.

We offer a variety of programs including FHA, VA, USDA, and conventional programs which require little to no money down. 

Call us today at (972) 846-8432 for a free quote and consultation.

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Popular Low & Zero Down Programs

the NADA Loan - Combination loan. First mortgage for 96.50% and a 2nd mortgage for the remaining 3.50%. The 2nd mortgage can be used for either the down payment or closing costs.

HomeReady - Fannie Mae program. 3% Down required. Gift funds may be used to help cover down payment & closing costs.

Home Possible Advantage - Freddie Mac program. 3% Down required. Gift funds may be used to help cover down payment & closing costs.

VA Loans - Zero down financing solution available for eligible veterans and active duty military personnel.

FHA Loans - 3.5% down program with less restrictive credit requirements.

FHA 203K - Low down payment solution which borrowers may also use to finance the costs of eligible repairs and improvements.

USDA Loans - Zero down solution for lower and lower-middle income borrowers in USDA eligible areas.

HomeOne - Freddie Mac program for first time home buyers. 3% down required. Flexible funding options to help cover down payment and closing costs. No geographic or income restrictions.

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