HomeOne by Freddie Mac for First Time Buyers.

 

Purchase your first home with as little as 3% down and use flexible funds to help cover the down payment and closing costs.

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HomeOne Program

The HomeOne loan program is designed as a low money down solution for first time home buyers. Borrowers may put down as little as 3% and flexible sources of funds may be used to help cover the down payment and closing costs.

There are no income or geographic restrictions with HomeOne. This is not the case with many other low and no money down programs. Give us a call today to learn more about HomeOne and our other low and zero down products.

Call us today at (972) 846-8432 for a free quote and consultation.

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Popular Low & Zero Down Programs

the NADA Loan - Combination loan. First mortgage for 96.50% and a 2nd mortgage for the remaining 3.50%. The 2nd mortgage can be used for either the down payment or closing costs.

HomeReady - Fannie Mae program. 3% Down required. Gift funds may be used to help cover down payment & closing costs.

Home Possible Advantage - Freddie Mac program. 3% Down required. Gift funds may be used to help cover down payment & closing costs.

VA Loans - Zero down financing solution available for eligible veterans and active duty military personnel.

FHA Loans - 3.5% down program with less restrictive credit requirements.

FHA 203K - Low down payment solution which borrowers may also use to finance the costs of eligible repairs and improvements.

USDA Loans - Zero down solution for lower and lower-middle income borrowers in USDA eligible areas.

HomeOne - Freddie Mac program for first time home buyers. 3% down required. Flexible funding options to help cover down payment and closing costs. No geographic or income restrictions.

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